Your use of the VELOCARD platform constitutes your agreement to this disclaimer, our Terms & Conditions, and Privacy Policy. Please read this document carefully before proceeding.
1. Platform & Information Nature
VELOCARD operates as a technology-led financial platform that facilitates access to various payment card products and digital financial services. The information presented on our website is for general informational and promotional purposes only.
- Not Financial Advice: Content regarding card features, benefits, rewards programs (such as travel points, shopping points, and loyalty programs), and financial management tools is descriptive. It does not constitute personalized financial, legal, or investment advice.
- Service Facilitator: VELOCARD partners with regulated financial institutions for the issuance of cards. While we provide the platform, customer support, and value-added features (like AI-powered insights and spending analytics), the card products themselves are governed by the terms of the issuing bank/entity.
- Accuracy & Changes: We strive for accuracy but do not guarantee that all website information is current, complete, or error-free. All features—including but not limited to rewards rates, partner offers, fees, and platform capabilities—are subject to change without prior notice.
2. Limitation of Liability
To the fullest extent permitted by applicable law, VELOCARD and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website or our services, including:
- Any temporary or permanent interruption in accessing the website or platform features.
- Any errors, omissions, or inaccuracies in the website content.
- Any decisions or actions taken based on the information provided on the website.
- The performance, suitability, or availability of any specific card product or third-party service (e.g., UPI, travel partners) discussed or promoted on the site.
- Any loss of data, revenue, or profits, or any damages related to transactions conducted using a VELOCARD-associated product.
3. User Responsibilities & Assumptions of Risk
You agree to assume all responsibility and risk associated with your use of the VELOCARD website and services.
- Due Diligence: You are solely responsible for reading, understanding, and agreeing to all terms and conditions associated with any card product before application or use. This includes all fee schedules (e.g., activation fees, ATM withdrawal charges as listed on our site) and program rules.
- Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. VELOCARD's "military-grade security" features are a protective layer, but absolute security cannot be guaranteed.
- Compliance: You agree to use the website and all VELOCARD services only for lawful purposes and in compliance with all applicable Indian laws and regulations.
4. Third-Party Links & Content
Our website may contain links to third-party websites or services (such as travel partners, merchants, or educational platforms). These links are provided for convenience only.
- VELOCARD does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
- Any engagement with a third-party, including transactions and the use of rewards points, is solely between you and that third party.
5. Changes to Terms and Disclaimer
VELOCARD reserves the exclusive right to modify, amend, update, or replace any part of this Website Disclaimer, our Terms & Conditions, and our Privacy Policy at our sole discretion at any time.
- It is your responsibility to check this page periodically for changes.
- Your continued use of or access to the website following the posting of any changes constitutes binding acceptance of those changes.